Category: Uncategorized
📊 Top 7 Bookkeeping Mistakes Small Businesses in Canada Must Avoid
📊 Top 7 Bookkeeping Mistakes Small Businesses in Canada Must Avoid By Unity Financial Services – Montréal Bookkeeping is the backbone of every successful business. For Canadian entrepreneurs, keeping accurate financial records is not just about knowing your profits — it’s about staying compliant with CRA and Revenu Québec, making smart financial decisions, and building…
💳 Credit Card Hacks Banks Don’t Tell You – Save More in 2025
💳 Credit Card Hacks Banks Don’t Tell You – Save More in 2025 Credit cards can be your best financial tool — or your biggest trap. While banks want you to swipe without thinking, the smartest Canadians know a few credit card hacks that can save thousands of dollars each year. 🚀 Here are 3…
🔥 Oil to Heat Pump Affordability Program: Upgrade Your Home, Save Big in 2025!
🔥 Oil to Heat Pump Affordability Program: Upgrade Your Home, Save Big in 2025! Are you still heating your home with oil? 🛢️ It’s time to switch to a cleaner, cheaper, and smarter solution — and the Canadian government is ready to pay you thousands to make the change. The Oil to Heat Pump Affordability…
First-Time Home Buyer Tax Planning: FHSA and RRSP HBP
🏡 First-Time Home Buyer Tax Planning: FHSA and RRSP HBP Buying your first home in Canada? Congratulations! 🎉 But before you pick out paint colors or plan that housewarming party, there’s a smart way to save thousands of dollars in taxes — if you know the right strategy. At Unity Financial Services, we help first-time…
💰 The Money Game: Understand It, Master It, Become Wealthy
💰 The Money Game: Understand It, Master It, Become Wealthy At Unity Financial Services, we believe that money is not just about numbers — it’s a game of choices, discipline, and strategy. Some play it without knowing the rules, while others master it and build lasting wealth. Let’s break down six key money lessons that…
💰 RRSP vs TFSA in 2025: Which Is Better for Canadians?
EN — English | FR — Français 💰 RRSP vs TFSA in 2025: Which Is Better for Canadians? By Unity Financial Services Saving money in Canada often comes down to two powerful tools: the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA). Both offer tax advantages, but they work differently — and…
💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025)
💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025) The gig economy in Canada is growing fast. More people than ever are driving for Uber and Lyft, renting their cars on Turo, delivering food with DoorDash and SkipTheDishes, hosting on Airbnb, or freelancing online. Side hustles are a great way to…
Middle-Class Tax Cut 2025: How Much Will YOU Save?
💸 Middle-Class Tax Cut 2025: How Much Will YOU Save? Starting July 1, 2025, the Canadian government is cutting the lowest federal personal income tax rate from 15% to 14%. It may sound like just 1%, but for millions of Canadians, this means real savings on every paycheque. At Unity Financial Services, we’re here to…
Term vs. Whole Life Insurance: Which Is the Better Choice in 2025?
By Unity Financial Services📞 Call us: 438-701-3770 | 🌐 Visit: unityfs.ca 🌟 Term vs. Whole Life Insurance: Which Is the Better Choice in 2025? 🌟 Introduction When it comes to protecting your family’s future, life insurance is one of the most important decisions you’ll ever make. But the question remains:👉 Should you choose Term Life…
Bank of Canada Cuts Interest Rate to 2.50%: What It Means for Canadians
By Unity Financial Services – Montréal, Québec On September 17, 2025, the Bank of Canada (BoC) announced a new policy move: it lowered its key overnight lending rate by 25 basis points, bringing it down to 2.50% — the lowest level in nearly three years. This decision marks the first rate cut in six months…