Author: unityfs.ca
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Online Payroll Services for Small Business
Online payroll services for small business help owners save time, reduce errors, stay compliant, and support steady growth with less admin strain.
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Bookkeeping Services for Small Business
Bookkeeping services for small business help owners stay organized, manage cash flow, reduce tax stress, and make better financial decisions.
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Small Business Tax Planning Canada Tips
Small business tax planning Canada owners can use to reduce surprises, manage cash flow, and make smarter year-round financial decisions.
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How to Maximize Tax Refund Canada
Learn how to maximize tax refund Canada with smart deductions, credits, RRSP timing, family tax tips, and filing habits that reduce costly misses.
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1. “How Ontario Small Businesses Pay Only 12.2% Tax — The 2025 Advantage”
Ontario Small Business Taxes: What Every Entrepreneur Needs to Know in 2025 By Unity Financial Services – Helping You Keep More of What You Earn Running a business in Ontario comes with big dreams, big work… and yes, big tax questions. One of the most common questions we hear from entrepreneurs, consultants, freelancers, and small…
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🔒 Can Creditors Take Your QPP Money If You Go Bankrupt or After You Retire?
🔒 Can Creditors Take Your QPP Money If You Go Bankrupt or After You Retire? Your Québec Pension Plan (QPP) shows up on every pay stub — but what happens to it if life goes sideways?What if you go bankrupt or face serious debt — can creditors take that money? Here’s the full answer 👇…
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🧾 What Is QPP and Can You Get It Back If You Leave Canada?
🧾 What Is QPP and Can You Get It Back If You Leave Canada? If you’ve ever looked at your Québec pay stub and wondered —“What’s this QPP deduction and can I ever get it back?” — you’re not alone. Let’s break it down in simple terms 👇 💡 What Is QPP? QPP stands for…
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🏠 Can You Open an FHSA If Your Spouse Already Owns a House?
🏠 Can You Open an FHSA If Your Spouse Already Owns a House? Here’s What the CRA Really Says Many Canadians are opening First Home Savings Accounts (FHSAs) to save thousands in taxes when buying their first home.But what if your spouse already owns a home and you don’t?Can you still open an FHSA and…
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💞 Spousal RRSP: The Secret Tax Strategy Every Canadian Couple Should Know
💞 Spousal RRSP: The Secret Tax Strategy Every Canadian Couple Should Know When it comes to building wealth as a couple, most people think of joint bank accounts or shared investments — but few realize that one of the best financial hacks in Canada is something called the Spousal RRSP. It’s not just another retirement…
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How to Register a Federal Corporation in Saskatchewan (2025 Guide)
How to Register a Federal Corporation in Saskatchewan (2025 Guide) Starting a business in Canada? Registering a federal corporation gives you national recognition and the flexibility to operate across provinces.If your business will also operate in Saskatchewan, there’s one extra step you can’t skip — extra-provincial registration. This guide walks you through the exact process,…