Category: Uncategorized
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💰 The Money Game: Understand It, Master It, Become Wealthy
💰 The Money Game: Understand It, Master It, Become Wealthy At Unity Financial Services, we believe that money is not just about numbers — it’s a game of choices, discipline, and strategy. Some play it without knowing the rules, while others master it and build lasting wealth. Let’s break down six key money lessons that…
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💰 RRSP vs TFSA in 2025: Which Is Better for Canadians?
💰 RRSP vs TFSA in 2025: Which Is Better for Canadians? By Unity Financial Services Saving money in Canada often comes down to two powerful tools: the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA). Both offer tax advantages, but they work differently — and choosing the right one can have a…
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💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025)
💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025) The gig economy in Canada is growing fast. More people than ever are driving for Uber and Lyft, renting their cars on Turo, delivering food with DoorDash and SkipTheDishes, hosting on Airbnb, or freelancing online. Side hustles are a great way to…
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Middle-Class Tax Cut 2025: How Much Will YOU Save?
💸 Middle-Class Tax Cut 2025: How Much Will YOU Save? Starting July 1, 2025, the Canadian government is cutting the lowest federal personal income tax rate from 15% to 14%. It may sound like just 1%, but for millions of Canadians, this means real savings on every paycheque. At Unity Financial Services, we’re here to…
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Term vs. Whole Life Insurance: Which Is the Better Choice in 2025?
By Unity Financial Services📞 Call us: 438-701-3770 | 🌐 Visit: unityfs.ca 🌟 Term vs. Whole Life Insurance: Which Is the Better Choice in 2025? 🌟 Introduction When it comes to protecting your family’s future, life insurance is one of the most important decisions you’ll ever make. But the question remains:👉 Should you choose Term Life…
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Bank of Canada Cuts Interest Rate to 2.50%: What It Means for Canadians
By Unity Financial Services – Montréal, Québec On September 17, 2025, the Bank of Canada (BoC) announced a new policy move: it lowered its key overnight lending rate by 25 basis points, bringing it down to 2.50% — the lowest level in nearly three years. This decision marks the first rate cut in six months…
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💡 How to Avoid Common Financial Mistakes Newcomers Make in Canada
Moving to 🇨🇦 Canada? Exciting! 🎉 But here’s the truth: navigating money in a new country isn’t always easy. From credit scores to taxes, many newcomers slip up and lose $$$ because they don’t know the system. At Unity Financial Services, we’ve seen it all — and we’re here to make sure YOU don’t make…
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💰 Tax Saving Options in Canada: What’s New for 2025
By Unity Financial Services – Helping Canadians Save Smarter Tax planning in Canada is never static. Each year, new rules and policy changes create fresh opportunities — and sometimes risks — for individuals, families, business owners, and investors. Here’s what actually changed at the federal level in 2025, and how you can plan smarter to…
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💰 GST/HST Credit in Canada (2025–2026): Exactly How Much You Can Get?
If you have low to modest income, the GST/HST credit is a simple way to get tax-free money back, four times a year. Below we explain who qualifies, how amounts are calculated, the updated 2024-base-year figures, and how Unity Financial Services makes sure you don’t leave money on the table. ✅ What is the GST/HST…
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Daily Tax Tip: Don’t Miss These Overlooked Deductions Before You File!
As we head into the fall, many Canadians are already getting organized for next year’s tax season. If you’re looking to boost your refund or lower your balance owing, today’s tip is for you. Three Commonly Missed Tax Deductions: Quick Reminder: RRSP Contributions Still Matter! Even though the RRSP deadline for the 2024 tax year…