Author: unityfs.ca

If you have low to modest income, the GST/HST credit is a simple way to get tax-free money back, four times a year. Below we explain who qualifies, how amounts are calculated, the updated 2024-base-year figures, and how Unity Financial Services makes sure you don’t leave money on the table. ✅ What is the GST/HST…

As we head into the fall, many Canadians are already getting organized for next year’s tax season. If you’re looking to boost your refund or lower your balance owing, today’s tip is for you.  Three Commonly Missed Tax Deductions:  Quick Reminder: RRSP Contributions Still Matter! Even though the RRSP deadline for the 2024 tax year…

Tax season 2025 is here — and with it, the Canada Revenue Agency (CRA) has introduced several important updates that affect both individuals and businesses. Whether you’re filing for the first time or you’re an experienced taxpayer, understanding these changes can help you maximize your refund, reduce stress, and avoid costly penalties. At Unity Financial…

Settling into a new country can be challenging—but Canada offers meaningful support for newcomers from day one. Whether you’re a permanent resident, protected person, or temporary resident (such as a student or worker), there are numerous federal benefits and credits designed to ease your transition and help your family thrive. In June 2025, the Canada…

If you are a Canadian taxpayer, having access to your CRA (Canada Revenue Agency) My Account is almost essential. Whether you’re checking your RRSP deduction limit, tracking your tax return status, managing benefit payments like the Canada Child Benefit (CCB), or accessing your T4 slips online — the CRA account makes all of it possible…