Author: unityfs.ca
Best Life Insurance for Families Canada
Looking for the best life insurance for families Canada offers? Learn how term, whole, and riders fit family budgets and long-term goals.
Online Payroll Services for Small Business
Online payroll services for small business help owners save time, reduce errors, stay compliant, and support steady growth with less admin strain.
Bookkeeping Services for Small Business
Bookkeeping services for small business help owners stay organized, manage cash flow, reduce tax stress, and make better financial decisions.
Small Business Tax Planning Canada Tips
Small business tax planning Canada owners can use to reduce surprises, manage cash flow, and make smarter year-round financial decisions.
How to Maximize Tax Refund Canada
Learn how to maximize tax refund Canada with smart deductions, credits, RRSP timing, family tax tips, and filing habits that reduce costly misses.
1. “How Ontario Small Businesses Pay Only 12.2% Tax — The 2025 Advantage”
Ontario Small Business Taxes: What Every Entrepreneur Needs to Know in 2025 By Unity Financial Services – Helping You Keep More of What You Earn Running a business in Ontario comes with big dreams, big work… and yes, big tax questions. One of the most common questions we hear from entrepreneurs, consultants, freelancers, and small…
🔒 Can Creditors Take Your QPP Money If You Go Bankrupt or After You Retire?
🔒 Can Creditors Take Your QPP Money If You Go Bankrupt or After You Retire? Your Québec Pension Plan (QPP) shows up on every pay stub — but what happens to it if life goes sideways?What if you go bankrupt or face serious debt — can creditors take that money? Here’s the full answer 👇…
🧾 What Is QPP and Can You Get It Back If You Leave Canada?
🧾 What Is QPP and Can You Get It Back If You Leave Canada? If you’ve ever looked at your Québec pay stub and wondered —“What’s this QPP deduction and can I ever get it back?” — you’re not alone. Let’s break it down in simple terms 👇 💡 What Is QPP? QPP stands for…
🏠 Can You Open an FHSA If Your Spouse Already Owns a House?
🏠 Can You Open an FHSA If Your Spouse Already Owns a House? Here’s What the CRA Really Says Many Canadians are opening First Home Savings Accounts (FHSAs) to save thousands in taxes when buying their first home.But what if your spouse already owns a home and you don’t?Can you still open an FHSA and…
💞 Spousal RRSP: The Secret Tax Strategy Every Canadian Couple Should Know
💞 Spousal RRSP: The Secret Tax Strategy Every Canadian Couple Should Know When it comes to building wealth as a couple, most people think of joint bank accounts or shared investments — but few realize that one of the best financial hacks in Canada is something called the Spousal RRSP. It’s not just another retirement…