Author: unityfs.ca
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💰 Why Haven’t I Received My 2025 Tax Refund? (Or How Long Is the Wait?)
💰 Why Haven’t I Received My 2025 Tax Refund? (Or How Long Is the Wait?) If you filed your 2025 income tax return and are still refreshing your CRA account hoping for that “Refund issued” update — you’re not alone. Thousands of Canadians are wondering the same thing this year. At Unity Financial Services, we…
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🌟 Why Gold Prices Are Surging to Record Highs in 2025
🌟 Why Gold Prices Are Surging to Record Highs in 2025 Gold has always been seen as a safe haven — but in 2025, prices have soared to record highs. Investors, central banks, and even governments are flocking to the yellow metal, and the rally shows no signs of slowing. At Unity Financial Services, we…
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📊 Top 7 Bookkeeping Mistakes Small Businesses in Canada Must Avoid
📊 Top 7 Bookkeeping Mistakes Small Businesses in Canada Must Avoid By Unity Financial Services – Montréal Bookkeeping is the backbone of every successful business. For Canadian entrepreneurs, keeping accurate financial records is not just about knowing your profits — it’s about staying compliant with CRA and Revenu Québec, making smart financial decisions, and building…
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💳 Credit Card Hacks Banks Don’t Tell You – Save More in 2025
💳 Credit Card Hacks Banks Don’t Tell You – Save More in 2025 Credit cards can be your best financial tool — or your biggest trap. While banks want you to swipe without thinking, the smartest Canadians know a few credit card hacks that can save thousands of dollars each year. 🚀 Here are 3…
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🔥 Oil to Heat Pump Affordability Program: Upgrade Your Home, Save Big in 2025!
🔥 Oil to Heat Pump Affordability Program: Upgrade Your Home, Save Big in 2025! Are you still heating your home with oil? 🛢️ It’s time to switch to a cleaner, cheaper, and smarter solution — and the Canadian government is ready to pay you thousands to make the change. The Oil to Heat Pump Affordability…
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🎓💡 Win Big for Your Child’s Education with iA’s RESP Contest!
🎓 Win $2,500 Toward Your Child’s Education with the iA RESP Contest 2025 At Unity Financial Services, we believe every child deserves a strong start to their education. That’s why we’re excited to share the details of the iA Financial Group RESP Contest 2025 — a limited-time opportunity to grow your child’s education savings while…
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🏡 First-Time Home Buyer Hack in Canada: How to Get a $21,500+ Tax Refund
🏡 First-Time Home Buyer Hack in Canada: How to Get a $21,500+ Tax Refund Buying your first home in Canada? Congratulations! 🎉 But before you pick out paint colors or plan that housewarming party, there’s a smart way to save thousands of dollars in taxes — if you know the right strategy. At Unity Financial…
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💰 The Money Game: Understand It, Master It, Become Wealthy
💰 The Money Game: Understand It, Master It, Become Wealthy At Unity Financial Services, we believe that money is not just about numbers — it’s a game of choices, discipline, and strategy. Some play it without knowing the rules, while others master it and build lasting wealth. Let’s break down six key money lessons that…
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💰 RRSP vs TFSA in 2025: Which Is Better for Canadians?
💰 RRSP vs TFSA in 2025: Which Is Better for Canadians? By Unity Financial Services Saving money in Canada often comes down to two powerful tools: the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA). Both offer tax advantages, but they work differently — and choosing the right one can have a…
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💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025)
💻 Tax Rules for Side Hustles & Gig Economy Workers in Canada (2025) The gig economy in Canada is growing fast. More people than ever are driving for Uber and Lyft, renting their cars on Turo, delivering food with DoorDash and SkipTheDishes, hosting on Airbnb, or freelancing online. Side hustles are a great way to…