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			<title>1. “How Ontario Small Businesses Pay Only 12.2% Tax — The 2025 Advantage”</title>
			<pubDate><![CDATA[Wed, 03 Dec 2025 21:24:49 +0000]]></pubDate>
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			<title>Home</title>
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			<guid><![CDATA[https://unityfs.ca/how-to-register-a-federal-corporation-in-saskatchewan-2025-guide/]]></guid>
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			<title>How to Register a Federal Corporation in Saskatchewan (2025 Guide)</title>
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			<guid><![CDATA[https://unityfs.ca/💰-do-you-pay-tax-on-lottery-winnings-in-canada-the-truth-might-surprise-you/]]></guid>
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			<title>💰 Do You Pay Tax on Lottery Winnings in Canada? The Truth Might Surprise You</title>
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			<pubDate><![CDATA[Tue, 07 Oct 2025 08:15:10 +0000]]></pubDate>
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			<pubDate><![CDATA[Tue, 07 Oct 2025 08:10:48 +0000]]></pubDate>
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			<pubDate><![CDATA[Tue, 07 Oct 2025 08:10:40 +0000]]></pubDate>
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			<title>Travel Insurance</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:05:26 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/can-you-open-an-fhsa-if-your-spouse-already-owns-a-house/]]></guid>
			<link><![CDATA[https://unityfs.ca/can-you-open-an-fhsa-if-your-spouse-already-owns-a-house/]]></link>
			<title>🏠 Can You Open an FHSA If Your Spouse Already Owns a House?</title>
			<pubDate><![CDATA[Thu, 16 Oct 2025 22:09:13 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/spousal-rrsp-the-secret-tax-strategy-every-canadian-couple-should-know/]]></guid>
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			<title>💞 Spousal RRSP: The Secret Tax Strategy Every Canadian Couple Should Know</title>
			<pubDate><![CDATA[Thu, 16 Oct 2025 21:56:26 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/🎓-paid-over-20000-in-tuition-but-got-0-back-heres-why-explained-simply/]]></guid>
			<link><![CDATA[https://unityfs.ca/🎓-paid-over-20000-in-tuition-but-got-0-back-heres-why-explained-simply/]]></link>
			<title>🎓 Paid Over $20,000 in Tuition But Got $0 Back? Here’s Why (Explained Simply)</title>
			<pubDate><![CDATA[Mon, 13 Oct 2025 20:37:25 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/qpi_maternity_benefits_2025/]]></guid>
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			<pubDate><![CDATA[Mon, 13 Oct 2025 18:51:19 +0000]]></pubDate>
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			<title>Life Insurance</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:09:15 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/⚠️-did-you-know-even-inactive-corporations-must-file-a-t2-tax-return-in-canada/]]></guid>
			<link><![CDATA[https://unityfs.ca/⚠️-did-you-know-even-inactive-corporations-must-file-a-t2-tax-return-in-canada/]]></link>
			<title>⚠️ Did You Know? Even Inactive Corporations Must File a T2 Tax Return in Canada</title>
			<pubDate><![CDATA[Mon, 13 Oct 2025 15:39:40 +0000]]></pubDate>
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			<pubDate><![CDATA[Mon, 13 Oct 2025 14:15:30 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/💰-why-havent-i-received-my-2025-tax-refund-or-how-long-is-the-wait/]]></guid>
			<link><![CDATA[https://unityfs.ca/💰-why-havent-i-received-my-2025-tax-refund-or-how-long-is-the-wait/]]></link>
			<title>💰 Why Haven’t I Received My 2025 Tax Refund? (Or How Long Is the Wait?)</title>
			<pubDate><![CDATA[Fri, 10 Oct 2025 19:29:26 +0000]]></pubDate>
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			<title>Critical Illness Insurance</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:04:55 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/💡-why-bitcoin-prices-keep-rising-in-2025-what-canadians-should-know/]]></guid>
			<link><![CDATA[https://unityfs.ca/💡-why-bitcoin-prices-keep-rising-in-2025-what-canadians-should-know/]]></link>
			<title>💡 Why Bitcoin Prices Keep Rising in 2025 — What Canadians Should Know</title>
			<pubDate><![CDATA[Mon, 13 Oct 2025 15:00:27 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/registered-retirement-savings-plan/]]></guid>
			<link><![CDATA[https://unityfs.ca/registered-retirement-savings-plan/]]></link>
			<title>Registered Retirement Savings Plan</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:04:39 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/registered-education-savings-plan/]]></guid>
			<link><![CDATA[https://unityfs.ca/registered-education-savings-plan/]]></link>
			<title>Registered Education Savings Plan</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:04:24 +0000]]></pubDate>
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			<pubDate><![CDATA[Tue, 07 Oct 2025 08:03:52 +0000]]></pubDate>
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			<title>Book keeping</title>
			<pubDate><![CDATA[Tue, 07 Oct 2025 08:03:36 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/🔒-can-creditors-take-your-qpp-money-if-you-go-bankrupt-or-after-you-retire/]]></guid>
			<link><![CDATA[https://unityfs.ca/🔒-can-creditors-take-your-qpp-money-if-you-go-bankrupt-or-after-you-retire/]]></link>
			<title>🔒 Can Creditors Take Your QPP Money If You Go Bankrupt or After You Retire?</title>
			<pubDate><![CDATA[Fri, 07 Nov 2025 17:21:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/🏡-first-time-home-buyer-hack-in-canada-how-to-get-a-21500-tax-refund/]]></guid>
			<link><![CDATA[https://unityfs.ca/🏡-first-time-home-buyer-hack-in-canada-how-to-get-a-21500-tax-refund/]]></link>
			<title>🏡 First-Time Home Buyer Hack in Canada: How to Get a $21,500+ Tax Refund</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 17:43:06 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/💰-the-money-game-understand-it-master-it-become-wealthy/]]></guid>
			<link><![CDATA[https://unityfs.ca/💰-the-money-game-understand-it-master-it-become-wealthy/]]></link>
			<title>💰 The Money Game: Understand It, Master It, Become Wealthy</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 15:58:20 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/💡-how-to-avoid-common-financial-mistakes-newcomers-make-in-canada/]]></guid>
			<link><![CDATA[https://unityfs.ca/💡-how-to-avoid-common-financial-mistakes-newcomers-make-in-canada/]]></link>
			<title>💡 How to Avoid Common Financial Mistakes Newcomers Make in Canada</title>
			<pubDate><![CDATA[Wed, 17 Sep 2025 18:27:56 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/💰-rrsp-vs-tfsa-in-2025-which-is-better-for-canadians/]]></guid>
			<link><![CDATA[https://unityfs.ca/💰-rrsp-vs-tfsa-in-2025-which-is-better-for-canadians/]]></link>
			<title>💰 RRSP vs TFSA in 2025: Which Is Better for Canadians?</title>
			<pubDate><![CDATA[Tue, 23 Sep 2025 21:46:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/🌟-why-gold-prices-are-surging-to-record-highs-in-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/🌟-why-gold-prices-are-surging-to-record-highs-in-2025/]]></link>
			<title>🌟 Why Gold Prices Are Surging to Record Highs in 2025</title>
			<pubDate><![CDATA[Sat, 27 Sep 2025 16:55:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/🎓💡-win-big-for-your-childs-education-with-ias-resp-contest/]]></guid>
			<link><![CDATA[https://unityfs.ca/🎓💡-win-big-for-your-childs-education-with-ias-resp-contest/]]></link>
			<title>🎓💡 Win Big for Your Child’s Education with iA’s RESP Contest!</title>
			<pubDate><![CDATA[Thu, 25 Sep 2025 16:20:40 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/fr/privacy-fr/]]></guid>
			<link><![CDATA[https://unityfs.ca/fr/privacy-fr/]]></link>
			<title>privacy fr</title>
			<pubDate><![CDATA[Sun, 21 Sep 2025 16:25:19 +0000]]></pubDate>
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			<guid><![CDATA[https://unityfs.ca/privacy/]]></guid>
			<link><![CDATA[https://unityfs.ca/privacy/]]></link>
			<title>privacy</title>
			<pubDate><![CDATA[Sun, 21 Sep 2025 15:51:19 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/📊-top-7-bookkeeping-mistakes-small-businesses-in-canada-must-avoid/]]></guid>
			<link><![CDATA[https://unityfs.ca/📊-top-7-bookkeeping-mistakes-small-businesses-in-canada-must-avoid/]]></link>
			<title>📊 Top 7 Bookkeeping Mistakes Small Businesses in Canada Must Avoid</title>
			<pubDate><![CDATA[Sat, 27 Sep 2025 15:10:36 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/term-vs-whole-life-insurance-which-is-the-better-choice-in-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/term-vs-whole-life-insurance-which-is-the-better-choice-in-2025/]]></link>
			<title>Term vs. Whole Life Insurance: Which Is the Better Choice in 2025?</title>
			<pubDate><![CDATA[Mon, 22 Sep 2025 21:39:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/💳-credit-card-hacks-banks-dont-tell-you-save-more-in-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/💳-credit-card-hacks-banks-dont-tell-you-save-more-in-2025/]]></link>
			<title>💳 Credit Card Hacks Banks Don’t Tell You – Save More in 2025</title>
			<pubDate><![CDATA[Fri, 26 Sep 2025 23:51:19 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/🔥-oil-to-heat-pump-affordability-program-upgrade-your-home-save-big-in-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/🔥-oil-to-heat-pump-affordability-program-upgrade-your-home-save-big-in-2025/]]></link>
			<title>🔥 Oil to Heat Pump Affordability Program: Upgrade Your Home, Save Big in 2025!</title>
			<pubDate><![CDATA[Fri, 26 Sep 2025 23:40:23 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/💻-tax-rules-for-side-hustles-gig-economy-workers-in-canada-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/💻-tax-rules-for-side-hustles-gig-economy-workers-in-canada-2025/]]></link>
			<title>💻 Tax Rules for Side Hustles &amp; Gig Economy Workers in Canada (2025)</title>
			<pubDate><![CDATA[Tue, 23 Sep 2025 16:25:32 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/bank-of-canada-cuts-interest-rate-to-2-50-what-it-means-for-canadians/]]></guid>
			<link><![CDATA[https://unityfs.ca/bank-of-canada-cuts-interest-rate-to-2-50-what-it-means-for-canadians/]]></link>
			<title>Bank of Canada Cuts Interest Rate to 2.50%: What It Means for Canadians</title>
			<pubDate><![CDATA[Thu, 18 Sep 2025 15:34:10 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/daily-tax-tip-dont-miss-these-overlooked-deductions-before-you-file/]]></guid>
			<link><![CDATA[https://unityfs.ca/daily-tax-tip-dont-miss-these-overlooked-deductions-before-you-file/]]></link>
			<title>Daily Tax Tip: Don’t Miss These Overlooked Deductions Before You File!</title>
			<pubDate><![CDATA[Wed, 10 Sep 2025 22:12:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/middle-class-tax-cut-2025-how-much-will-you-save/]]></guid>
			<link><![CDATA[https://unityfs.ca/middle-class-tax-cut-2025-how-much-will-you-save/]]></link>
			<title>Middle-Class Tax Cut 2025: How Much Will YOU Save?</title>
			<pubDate><![CDATA[Tue, 23 Sep 2025 15:40:07 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/💰-tax-saving-options-in-canada-whats-new-for-2025/]]></guid>
			<link><![CDATA[https://unityfs.ca/💰-tax-saving-options-in-canada-whats-new-for-2025/]]></link>
			<title>💰 Tax Saving Options in Canada: What’s New for 2025</title>
			<pubDate><![CDATA[Sat, 13 Sep 2025 15:40:40 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/💰-gst-hst-credit-in-canada-2025-2026-exactly-how-much-you-can-get/]]></guid>
			<link><![CDATA[https://unityfs.ca/💰-gst-hst-credit-in-canada-2025-2026-exactly-how-much-you-can-get/]]></link>
			<title>💰 GST/HST Credit in Canada (2025–2026): Exactly How Much You Can Get?</title>
			<pubDate><![CDATA[Fri, 12 Sep 2025 15:23:56 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/2025-cra-tax-changes-what-canadians-need-to-know-this-tax-season/]]></guid>
			<link><![CDATA[https://unityfs.ca/2025-cra-tax-changes-what-canadians-need-to-know-this-tax-season/]]></link>
			<title>2025 CRA Tax Changes: What Canadians Need to Know This Tax Season</title>
			<pubDate><![CDATA[Mon, 08 Sep 2025 19:09:33 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://unityfs.ca/what-are-welcome-to-canada-benefits-essential-federal-benefits-for-newcomers/]]></guid>
			<link><![CDATA[https://unityfs.ca/what-are-welcome-to-canada-benefits-essential-federal-benefits-for-newcomers/]]></link>
			<title>What are Welcome to Canada Benefits?: Essential Federal Benefits for Newcomers</title>
			<pubDate><![CDATA[Mon, 08 Sep 2025 15:11:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/how-to-make-a-cra-account/]]></guid>
			<link><![CDATA[https://unityfs.ca/how-to-make-a-cra-account/]]></link>
			<title>How to Make a CRA Account?</title>
			<pubDate><![CDATA[Mon, 08 Sep 2025 15:08:52 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://unityfs.ca/gst-qst-hst-survival-guide-for-small-businesses/]]></guid>
			<link><![CDATA[https://unityfs.ca/gst-qst-hst-survival-guide-for-small-businesses/]]></link>
			<title>GST/QST/HST Survival Guide for Small Businesses</title>
			<pubDate><![CDATA[Mon, 08 Sep 2025 14:38:38 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://unityfs.ca/🧾-what-is-qpp-and-can-you-get-it-back-if-you-leave-canada/]]></guid>
			<link><![CDATA[https://unityfs.ca/🧾-what-is-qpp-and-can-you-get-it-back-if-you-leave-canada/]]></link>
			<title>🧾 What Is QPP and Can You Get It Back If You Leave Canada?</title>
			<pubDate><![CDATA[Fri, 07 Nov 2025 17:22:05 +0000]]></pubDate>
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